Banking
UK Banking Guide
Before choosing a current account, decide what features and facilities you’ll need. Run through our current account checklist to help you decide. Review our cheque account best-buy table.
In this period of uncertainty, it is wise to spread your savings around to take advantage of the new £50,000 individual level per licensed bank set out in the Deposit Protection Scheme. Check our best savings rate table, and consult our list of savings institutions that have their own banking license.
It is important that owners of a new or growing business make the right choice of bank to use. Here are the questions you need to ask for an informed business banking choice and a list of banks to contact.
Online banking has become very popular and can be quick, easy and convenient. Check the benefits and drawbacks and review the major providers.
If you are an expat or constantly "on the move", there are a number of excellent offshore banking products especially designed for you.
Give your children a head start in life with a suitable savings plan. The earlier you start, the better place your child will be in the future. We list some of the considerations when choosing a plan.
Free retirement savings brochures. SIPPS, annuities, ISAs and property funds.
We offer unbeatable currency exchange rates. Compare our foreign currency rates to your High St bank: pound, yen, dollar, euro and more
What is an ISA? It is an Individual Savings Account that allows you to invest up to £7000 per year, with no tax applicable to any income or capital gain made within it.
Use our loan selector to find the best loan on the market whatever your credit rating...
Daily-updated UK bank savings table:
| Bank | Account Name | Interest Payable | Gross Rate | AER | |
|---|---|---|---|---|---|
| HSBC | Regular Saver | Annually | 4% | 4% | Apply |
| Post Office | Online Saver | Annually | 2.9% | 2.9% | Apply |
| Chelsea Building Society | e-Saver | Monthly | 2.57% | 2.6% | Apply |
| ING Direct | Savings Account | Annually | 2.57% | 2.6% | Apply |
| Tesco | Internet Saver | Annually | 2.6% | 2.6% | Apply |
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Best UK Current Accounts:
| Bank | Account Name | Features | AER | |
|---|---|---|---|---|
| HSBC | Online Bonus Saver | Variable rate of 0.75% AER (0.75% gross including bonus interest), when you don't make a withdrawal. If you do need to withdraw, you won't get bonus interest, but you'll still get 0.25% AER (0.25% gross). | 0.75% | Apply |
| HSBC | HSBC Advance | Worldwide travel insurance for your family. Roadside breakdown assistance. 24/7 Internet banking, telephone and branch banking. Cashback. Debit Card. | 0% | Apply |
| HSBC | Bank Account | Access to 4% AER Regular Saver. Mobile Banking. 24/7 Internet Banking. Overdraft Facility. Identity Theft Assistance | 0% | Apply |
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