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102593
Barclays offering loyalty mortgages
August 31, 2010
By Caroline Johnson

Barclays has become the latest high street name to offer discounted mortgage deals to its current account holders.

As from 1 September, customers of the bank will qualify for a reduction of up to 0.54 per cent on selected tracker, fixed rate and offset deals.

The bank said those with an average mortgage advance of £135,000 stand to make a saving of £922 in the first two years of their loan, while those with larger mortgages could save more than £3,400.

Andy Gray, head of mortgages for Barclays, said the new loyalty deals had been developed to “supplement” the offers currently available from Barclays’ standard mortgage range.

"They also build on the drop-lock facility we launched last month which gives new tracker and offset customers the flexibility of a low tracker rate now, and the option to switch to a fixed rate-in the future when they need greater security, without incurring an early repayment charge," he said.

Loyalty incentives have become a trend among financial organisations in recent months, with Santander, Co-op/Britannia and Halifax all offering similar deals to their current account holders.

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