American Express Nectar
![]() | The benefits
|
| Apply Now | |
| Card Type | STANDARD |
| Card Affiliation | |
| Card Name | Nectar |
| Description | Introducing the new Nectar Credit Cards from American Express - the new way to boost your Nectar poi |
| Card Requirements | |
| Minimum Age | 18 |
| Minimum Household Income | 12,000 |
| Other Eligibility Notes | |
| Main Features | |
| APR Variable | 18.9% |
| Annual Fee | |
| Accepts Adverse Credit | |
| Has Cash Back Scheme | |
| Has Loyalty Reward Scheme | YES |
| Interest Free Days | |
| Introductory Rate | |
| Has Introductory Rate Scheme | NO |
| Introductory Rate APR | 18.9% |
| Introductory Rate Duration | |
| Balance Transfer | |
| Balance Transfer APR | 18.9% |
| Balance Transfer Limit | No limit specified |
| Balance Transfer Duration | |
| Balance Transfer Notes | American Express may vary the APR, interest rates and other charges from time to time. The minimum monthly payment will be 3% of the outstanding balance or £5, whichever is greater. Of course, you may pay off your balance in full at any time. You will have access to credit of at least £700. Balance Transfers conducted within the initial 6 month period from the date we open your Account will be charged at a Balance Transfer rate of 5.9% p.a. (monthly rate 0.48%) fixed until the balance is paid in full. Balance Transfer(s) conducted after the initial 6 month period from the date we open your Account will be charged at the standard rate of 12.9% p.a. (monthly rate 1.02%). The Nectar Credit Card for American Express and the Nectar for Business Credit Card from American Express standard rate of interest for goods and services is typical 12.9%APR variable (1.02% per month). Written details are available on request |
| Payment | |
| Minimum Monthly Payment | 3% or £5.00 |
| Payment Notes | |
| Cash Back | |
| Cash Back Percent | 0% |
| Cash Back Notes | |
| Other Card Information | |
| Other Benefits | Earn 2 points for almost every £1 spent at participating sponsors. Earn 1 point for almost every £1 spent anywhere else that accepts American Express. 1000 bonus Nectar points when you first use your Card. |
| Other Facilities | Purchase Protection Benefit. Refund Protection Benefit. Online Fraud Guarantee. Online account access. 24/7/365 telephone service. 24hr Card replacement |
| Other Charges | Late Payment £20.00; Exceeding personal Limit £20.00; Unpaid Direct Debit £20.00; Duplicate statement £5.00 |
| Other Notes | |
| Apply Now |
Disclaimer
All card APRs, features, charges, benefits and other information listed by QCK.com represent the most recent information supplied to QCK.com by the card issuer. Every effort is made to keep the site accurate, however we cannot guarantee that a card issuer has not increased or decreased one or more of the APRs or fees/charges associated with a particular card or changed its features, obligations or benefits. Please be sure to read the card agreement fully and carefully before making any agreement.
Alternatively, please take a look at the following offers from other card providers:




