British Airways Standard Card (Amex)
 | The benefits
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| Apply Now | |
| Card Type | American Express |
| Card Affiliation | |
| Card Name | Standard Card (Amex) |
| Description | 9,000 Avios when spending £1000 within the first 3 months |
| Card Requirements | |
| Minimum Age | 18 |
| Minimum Household Income | 12,000 |
| Other Eligibility Notes | |
| Main Features | |
| APR Variable | 15.9% |
| Representative Example: If you spend £1,200 at an annual interest rate of 15.9 % (variable), your Representative APR will be 15.9% (variable). | |
| Annual Fee | |
| Accepts Adverse Credit | |
| Has Cash Back Scheme | |
| Has Loyalty Reward Scheme | YES |
| Interest Free Days | |
| Introductory Rate | |
| Has Introductory Rate Scheme | NO |
| Introductory Rate APR | % |
| Introductory Rate Duration | |
| Balance Transfer | |
| Balance Transfer APR | % |
| Balance Transfer Limit | |
| Balance Transfer Duration | |
| Balance Transfer Notes | American Express may vary the %APR, interest rates and other charges from time to time. The minimum monthly payment will be 3% of the outstanding balance or £5, whichever is greater. Of course, you may pay off your balance in full at any time. The British Airways American Express Balance Transfer calculation of 4.9% p.a.assumes a monthly interest rate of 0.6% interest based on an average credit line of £1500. Balance Transfers conducted within the initial 6 month period from the date we open your account will be charged at a Balance Transfer rate of 4.9% p.a. (monthly rate 0.40%) fixed until the balance is paid in full. Balance Transfer(s) conducted after the initial 6 month period from the date we open your Account will be charged at the standard rate of 9.9% p.a. (monthly rate of 0.79% ). The standard interest rate is a typical 19.9 %APR variable for goods and services and 21.2% interest p.a. including cash transaction charge for cash withdrawals. Written details are available on request. |
| Payment | |
| Minimum Monthly Payment | 3% or £5.00 |
| Payment Notes | |
| Cash Back | |
| Cash Back Percent | 0% |
| Cash Back Notes | |
| Other Card Information | |
| Other Benefits | Redeem your BA Miles on a British Airways flight and, if you've spent £20,000 on your Card, they'll give you another ticket for a companion, for the same flight. |
| Other Facilities | Online Fraud Guarantee. 24/7/365 telephone service. 24hr Card replacement |
| Other Charges | a) For the Credit card no fee will be payable for the first 12 months from the date we open your account. Thereafter a fee of £20 per year will be payable by you, if the total amount of transactions (including Balance Transfers) in the previous year (mea |
| Other Notes | |
| Apply Now | |
Disclaimer
All card APRs, features, charges, benefits and other information listed by QCK.com represent the most recent information supplied to QCK.com by the card issuer. Every effort is made to keep the site accurate, however we cannot guarantee that a card issuer has not increased or decreased one or more of the APRs or fees/charges associated with a particular card or changed its features, obligations or benefits. Please be sure to read the card agreement fully and carefully before making any agreement.
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