UK Credit Card Best Buys Table
QCK Cards of the Month
The American Express Platinum Card from has an extremely attractive rate this month (and you get up to 2% cashback), but you do need to have a clean credit record and earn over £20,000 per annum.
However, if your credit record is average to good, then go for the Clear Card from The Co-operative Bank. It is a straightforward card with a good, low, simple rate across purchases and transfers. They will usually only reject you if you have bad credit.
| Cards | APR Variable | Intro Rate | Balance Transfer | Cash Back | Loyalty | |
|---|---|---|---|---|---|---|
| Capital One Low Rate | 8.5% | 8.5% | 8.5% 1 August 2012 | 0% | NO | Apply Info | MBNA Platinum Plus | 15.9% | 0% | 0% 14 months | 0% | NO | Apply Info | MBNA self employed | 15.9% | 0% | 0% 12 months | 0% | NO | Apply Info | Halifax All in One Credit Card | 15.9% | 0% | 0% 10 months | 0% | NO | Apply Info | Royal Bank of Scotland Gold Card | 15.9% | 0% | 0% 13 months | 0% | YES | Apply Info | Royal Bank of Scotland Platinum Card | 15.9% | 0% | 0% 13 months | 0% | YES | Apply Info | MBNA Rewards | 15.9% | 0% | 0% Until September 2009 | 0% | YES | Apply Info | Post Office Standard Card | 15.9% | 0% | 0% 10 months | 0% | NO | Apply Info |
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