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103379
Mobile banking proving effective for savers
September 17, 2010
By Rachel Constantine

Most savers who have adopted mobile banking feel they are in better control of their finances, new research has suggested.

A recent study carried out by Barclays revealed that almost three-quarters of banking customers overestimate how much money they have in a current account.

However, the rise of telephone and online banking is providing savers with a more accurate picture of their bank accounts.

According to the findings, 84 per cent of respondents feel they have a better understanding of their financial status since opting for mobile banking.

Furthermore, 57 per cent of those not yet signed up for such a service said they would feel more in control of their money if they did so.

Sean Gilchrist, Barclay's digital banking manager, said: "Being in control of your money starts with knowing how much you've got and where it is being spent.

"Online and telephone banking made that easier and now mobile phone banking is taking it a step further."

Many of the leading high street banks now offer mobile banking, allowing customers to receive texts about their current account which can help to prevent unnecessary charges.

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