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74433
NatWest and RBS offer lower fixed rate mortgages
22/12/2008

New customers at NatWest and RBS will have access to some new lower fixed-rate mortgage deals for up to 75% of the value of their property.

The bank has revealed plans to replace some of its standard fixed rate mortgages with deals that are as much as 0.40% cheaper, with rates as low as 4.49%. The fixed rate will be available for either two years or three years depending on which deal the customer chooses to take.

The 0.40% discount is available on the 60% loan-to-value (LTV), two-year deal; while a discount of 0.15% is available on the 75% LTV, three-year deal.

Product fees are also being lowered by 30%, on packaged account mortgages. These reductions are available to current and new Advantage and Royalties current account users.

Andy Fell, director of branch mortgages, says the opportunity to secure a lower rate for two or three years is valuable to customer in light of current economic instability: "we remain committed to making lending available to ensure we support our customers during these challenging economic conditions."



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