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121638
Older generation to work past retirement age
November 25, 2011
By Rachel Constantine

Recent research has suggested that people who are currently approaching retirement age are likely to work through the age at which they would normally leave work.

A lack of finances is behind this continuation of work for 30 per cent of people, according to the LV= survey. An additional 20 per cent stating that their personal and/or state pension would not be sufficient to support them, while ten per cent said that they had to go back to work to provide financial support for their family.

However, money wasn't the only reason behind people continuing to work. In fact, 37 per cent of those surveyed returned to employment because they felt that they were too young to retire, while a further 32 per cent missed being part of the working environment.

Ray Chinn, head of pensions at LV=, commented: “The trend of people retiring well into their 60s, or even their 70s, has been increasing slowly over the last few years.

“The rising cost of living, low interest rates on savings and the fact that as a nation we are living longer has had a significant impact on our retirement aspirations, and the amount of money we need to live a comfortable retirement.”

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