Getting a Secured Loan in the UK

A secured loan is 'guaranteed' by some sort of collateral, usually your home, which will be at risk if you fail to make repayments. You can use it for just about any reason.

Some lenders will make secured business loans as well. Most people choose secured loans as opposed to unsecured loans because the interest rate is lower and/or they can often borrow an amount in excess of £25,000, which is the limit for unsecured loans. However, be aware that the amount that you borrow may be limited by your collateral value. The larger the collateral, the larger the amount of loan money that you can secure on it.

If you have had credit problems in the past, we may still be able to get your funding. Applicants that are self-employed, have previously declined applications, have any CCJs (county court judgements), or other credit challenges are always welcome to apply. More on bad credit loans.

We can help you select from dozens of loan offers available nationwide. This will ensure you obtain the very best value offer available to suit your individual requirements.